Recession ups health care costs in Rochester
By Chris Swingle and Justina Wang - Democrat and Chronicle.com
Amid President-elect Barack Obama's promises to expand health care, years of rising medical costs, heightened by the recession, are stinging Rochester.
Area hospitals, employers, insurance companies and patients are all feeling the pain. The recession has stripped away health insurance for many of the jobless, while those who still are working are left to shoulder more of the costs. That leaves many people just one injury, one high-priced prescription or one emergency appendectomy away from a medical and financial catastrophe.
With the Aetna Advantage Dental PPO Max insurance plan, you can obtain services from either a participating or non-participating dentist. Participating dentists have agreed to provide services at a negotiated rate for both covered services, as well as non-overed
services such as cosmetic tooth whitening and orthodontic care, so you generally pay less out-of-pocket. You also have the flexibility to visit a dentist who does not participate in Aetna’s network, though you will not benefit from negotiated fees.
For custom rate quote based on your specific information on Aetna Dental plans Click here.
. Low monthly premiums.
. Coverage for: inpatient hospital care, outpatient surgery, skilled nursing or home health care in lieu of a hospital stay.
. Coverage for preventive care, including annual GYN exams, well-child care and physical exams every 24 months.
For custom rate quote based on your specific information on Aetna plans Click here.
. Low monthly premiums (that's the "Value" part).
. Doctor's office visits covered once you have satisfied your annual deductible.
. Coverage for generic and preferred brand prescription drugs.
For custom rate quote based on your specific information on Aetna plans Click here.
. Visit any doctor or hospital you choose. (Your out-of-pocket costs will be lower if you select a provider from Aetna's wide network of participating physicians and hospitals.)
. No claim forms to fill out when you visit a network provider.
. No referrals required to see a specialist.
For custom rate quote based on your specific information on Aetna plans Click here.
. Low monthly premiums, high annual deductibles (at least $3,000 for individuals and $6,000 for families).
. Can be paired with a tax-advantaged Health Savings Account (see “About HSAs” on page 5).
For custom rate quote based on your specific information on Aetna plans Click here.
. Freedom from deductibles when you choose an Aetna provider (a pharmacy deductible will apply).
. Visit any doctor or hospital you choose.
. Low copay for in-network provider visits.
For custom rate quote based on your specific information on Aetna plans Click here.
